Its chart of accounts is straightforward and user-friendly, which is crucial for first-time business owners with limited financial knowledge. But what few things ZipBooks does, it does quite well. We know, we know-that doesn't look like much, especially when compared to Wave and Zoho Invoice.

Unlimited customizable invoices, estimates, and quotes.

Instead, it sticks to the basics, offering just a few accounting features for free: ZipBooks definitely doesn't have the most features of our top picks. If you want more extensive accounting features, Zoho Books starts at $15 a month-but if you're fine with basic invoicing and transactions, it's honestly hard to beat Zoho Invoice. With a stellar mobile app, it's also good for freelancers on the go. Thanks to its its built-in time tracking (which syncs easily with invoices), estimate-to-invoice conversion, and client portal for straightforward collaboration, Zoho Invoice is ideal for freelancers who frequently collaborate with customers.

Expense tracking, receipt scanning, and time tracking.

Estimates (easily convertible to invoices).Automatic recurring invoicing and customer payment reminders.Professional, customizable invoices with multi-currency and multi-language support.While it's not quite as fully featured as Zoho Books, Zoho's accounting-specific product, Zoho Invoice has more than enough features to recommend it-and, obviously, they're entirely free: This software does much more than send invoices (though you shouldn't overlook its stellar invoicing features-Zoho Invoice is actually our top pick for billing and invoicing software). You and the rest of your financial team can jump on your account to check numbers and enter information, free of charge.ĭon't be fooled by Zoho Invoice's name. Its billing, invoicing, and expense tracking features make it perfect for freelancers, but the software can work for larger businesses too, especially since Wave doesn’t limit the amount of users you can add (unlike, say, QuickBooks Online). Wave’s easy-to-read dashboard shows you your most important financial info at a glance. Automatically generated journal entries.Crucial accounting reports and general ledger.Easy, customizable income and expense tracking.Unlimited bank account and credit card connections.Automatic bank account and credit card syncing for accurate, up-to-date financial records.It’s one of our top accounting software picks for small-business owners, and for good reason. Even if Wave weren’t completely free, we’d still be blown away by how much it offers.

Best home bookkeeping software